News Release

Investor alert: “Split games,” a type of pyramid scheme (English and Chinese version) 投資者警示: “拆分盘”,一种金字塔式经营计策 (英文及中文版)

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Vancouver – The British Columbia Securities Commission (BCSC) is warning the public about schemes selling virtual “shares” that supposedly increase in value as more buyers are recruited.

The virtual shares in these “split games” have been marketed and sold primarily in the Lower Mainland’s Chinese community by B.C.-based promoters of FullCarry (formerly known as Furuida Global or FRD Global) and International Money Tree (IMT).

The virtual shares are apparently not backed by any underlying asset, and can only be bought and sold on an online portal specific to each game. The organizers claim that rising demand will drive up the price of their shares, which supposedly never lose their overall value. When the price hits a certain threshold, the shares split – perhaps doubling or tripling in number and returning to their original price.

The repeating cycle of rising demand and share-splitting is touted to be the key to a lucrative income. The organizers, however, limit how many shares users can convert to conventional currency, and charge a 10 per cent transaction fee for selling them.

The organizers focus on recruiting more participants by giving buyers bonuses for each additional person they and their recruits bring into the game. The BCSC is concerned that these “split games” are operating as pyramid schemes – a business model in which payouts depend on the recruitment of new investors.

“Whenever someone promises high returns with little or no risk, that’s a warning sign,” said Doug Muir, the BCSC’s Director of Enforcement. “These split games, like other pyramid schemes, depend on more and more people buying in. You could easily lose your entire investment.”

B.C.-based promoters of FullCarry, which purports to be incorporated in the British Virgin Islands and based in Dubai, have held meetings in Vancouver and Richmond, and operate a private WeChat group. IMT purports to be headquartered and operated in Singapore.

The games being promoted in B.C. are similar to online investment schemes that have surfaced in China and Malaysia. The organizers of one such scheme have been sanctioned by Malaysian authorities for issuing unauthorized payment instruments.

The BCSC urges anyone who has any information about a split game, or is approached to invest in one, to contact the BCSC Inquiries line at 604-899-6854 or 1-800-373-6393 or to file a complaint online. The BCSC first learned of these schemes through its online complaint form.

For information on how to become better informed about investment products and services, please visit InvestRight at

About the British Columbia Securities Commission (  

The British Columbia Securities Commission is the independent provincial government agency responsible for regulating capital markets in British Columbia through the administration of the Securities Act. Our mission is to protect and promote the public interest by fostering:

  • A securities market that is fair and warrants public confidence
  • A dynamic and competitive securities industry that provides investment opportunities and access to capital

Media Contact:
Brian Kladko

Public inquiries:
604-899-6854 or 1-800-373-6393 (toll free)

Learn how to protect yourself and become a more informed investor at  

投資者警示: “拆分盘,一种金字塔式经营计策  

溫哥華卑斯證監會(BCSC) 向公众發出售卖虚拟股币的警告,这些股币的价值被指会随着招揽越多买家越高。

这些拆分盘内的虚拟股币由富汇嘉瑞(FullCarry)前身为富瑞达(Furuida Global) FRD Global及国际金钱树拆分盘(International Money TreeIMT)卑斯省的推介人主要在低陆平原的华人社区推销及售卖。



买家每带一人及其招募的人带人进游戏都会获得奖励。组织者利用此方法重点招募更多的参与者。 BCSC关注这些拆分盘以金字塔式经营计策依靠招募新的投资者来维持付款的商业模式。

BCSC執法部總監Doug Muir表示,承诺高回报及低风险或没风险正是警号。这些拆分盘,正如其他金字塔式经营计策,依靠更多更多的人买进。你随时可能失掉所有的投资。

富汇嘉瑞声称公司在英属处女岛成立及建基杜拜,其卑斯省的推介人有在温哥华及烈治文举行集会及经营一私人微信群组。IMT 声称总部及经营都在新加坡。


BCSC鼓励任何人士有任何与拆分盘有关的信息或被要求作出投资的人士联络BCSC查询电话604-899-6854 or 1-800-373-6393,或上网投诉。BCSC是从网上投诉书中首次知识这些计策。


关于卑斯证监会 (


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Brian Kladko

604-899-6854 or 1-800-373-6393 (免費)